Financing Articles

Business » Financing | By Nick Makaryk @ Wednesday, 11th June 2008 @ 10:26 AM

Whether you are a small business owner or a corporate employee traveling up and down the country, a business credit card is an essential tool for tracking and managing your expenditure. The secret to finding the best one for you is choosing one which works equally as hard as you do. Although the bank will offer you a credit card when you open a checking or savings account with them, you should not always work on the theory that theirs is the best deal. It is important that you s... more...

Business » Financing | By Cash Miller @ Sunday, 8th June 2008 @ 4:40 AM

All companies that are in the position of billing their customers and waiting to be paid have a similiar problem. Making sure their customers pay the bill. And sometimes getting them to pay the bill can be harder than getting the job done for them was. On top of everything else you need to balance the objective of getting paid with maintaining your customer relationships. Accounts receivable are money owed to your company by other companies who have purchased goods or services from you on... more...

Business » Financing | By Gav Shannon @ Saturday, 7th June 2008 @ 11:05 PM

Previous studies have shown that stock prices are moved primarily by news about discount rates (expected returns). Applying Campbell\'s (1991) variance decomposition framework to financially distressed firms supports this argument. The central focus of the business plan must be the Cash flow Projections for your business. These cash flow projections will indicate to the banker the cash that you expect to flow into and out of your business during the start-up months and years. ... more...

Business » Financing | By Uchenna Ani-Okoye @ Monday, 26th May 2008 @ 12:55 AM

Here\'s a business idea that meets all the aspirations of the American Dream. You can start small with little or no investment, develop it in your spare time, and parlay it into a $100,000 a year income - all within the next twelve months or so. Really, all it takes to move on this one is empathy for people, a basic understanding of money management, about 500 business cards, some smart advertising, and you\'re in business. Your greatest expense or investment, of course,... more...

Business » Financing | By Uchenna Ani-Okoye @ Sunday, 25th May 2008 @ 4:39 PM

It should then be obvious that the banks in this country are neither speedy nor generous in giving loans to the beginning or small business entrepreneur. Such business people usually ask for loans of longer duration than the banks are willing to grant. It is easy to see that in a beginning business, smaller instalment payments will reduce pressure on the borrower, and allow him to put more of the profits back into the business. In most cases, these small business owners need much more than th... more...

Business » Financing | By Ted Goodman @ Sunday, 25th May 2008 @ 4:22 PM

So everyone\'s carrying around a plastic card for credit use. Aside from the convenience of buying items in any place it also gives financial magic in getting what you want without any cash available. It is like borrowing money quickly, and getting what you want even without funds available in your wallet. That is the beauty of credit cards. It gives to anyone the convenience of instant procurement, without the hassle of paper works to borrow money. It is so appealing that almost e... more...

Business » Financing | By Uchenna Ani-Okoye @ Sunday, 25th May 2008 @ 9:10 AM

Something else you\'ll have to convince your clients of: If he says he\'ll give up a share of his business in exchange for the use of your investor\'s money, he\'ll have to give up a very large share. Most small business investment corporations or private investors will want at least 25 percent, and more often than not, up to 49 percent. In some cases, where a half million dollars or more is provided by the investor, he may (reasonably) ask for as much as 70 to 80 percent. ... more...

Business » Financing | By Uchenna Ani-Okoye @ Sunday, 25th May 2008 @ 7:49 AM

Generally, the money broker or person operating a business financing service will work with his or her clients in putting the loan application package together in such a way that it will receive favourable consideration by the lender. You\'ll have the names, addresses and telephone numbers of lenders from all over the world, people and firms interested in investing in all kinds of different business ideas and for virtually any amount of money. When you have a complete loan application rea... more...

Business » Financing | By Uchenna Ani-Okoye @ Sunday, 25th May 2008 @ 6:42 AM

Once you are organized in a work area and with the basics for operating your business, the next move will be to get the word out that you\'re ready to offer your services to people needing money, and for people who are willing to invest. This means advertising, visiting, making contact in some way with both the people needing money, and those wanting to realize a profit in the process of lending their money. And don\'t forget - often those who do not go with you for one reason or ano... more...

Business » Financing | By Uchenna Ani-Okoye @ Wednesday, 21st May 2008 @ 2:10 PM

Many states have Business Development Commissions whose goal is to assist in the establishment and growth of new businesses. Not only do they offer favourable taxes and business expertise, most also offer money or facilities to help a new business get started. Your Chamber of Commerce is the place to check for further information on this idea. Industrial banks are usually much more amenable to making business loans than regular banks, so be sure to check out these institutions in your ar... more...