Financing Articles

Business » Financing | By Uchenna Ani-Okoye @ Wednesday, 21st May 2008 @ 1:10 PM

When you have your prospectus prepared, know how much money you want, exactly how it will be used, and how you intend to repay it, you\'re ready to start looking for investors. As simple as it seems, one of the easiest ways of raising money is by advertising in a newspaper or a national publication featuring such ads. Your ad should state the amount of money you want - always ask for more money than you need so you have room for negotiating. Your ad should also state the type of bu... more...

Business » Financing | By Uchenna Ani-Okoye @ Wednesday, 21st May 2008 @ 12:44 PM

The task of raising money for a business is not as difficult as most people seem to think. This is especially true when you have an idea that can make you and your backers rich. Actually, there\'s more money available for new business ventures than there are good business ideas. A very important rule of the game to learn: Anytime you want to raise money, your first move should be to put together a proper prospectus. This prospectus should include a resume of your background... more...

Business » Financing | By Andrew Stratton @ Tuesday, 20th May 2008 @ 2:54 AM

In the wake of the so-called credit crunch caused by the meltdown of the sub-prime mortgage market in the United States, it is increasingly difficult for companies, small businesses, and individuals to secure favorable loans from reputable lenders. Internationally, line of credit resources are dryer than they have been for many years, with less financing available in the form of loans and with lenders giving individual projects much closer scrutiny when applying their formulae of risk-to... more...

Business » Financing | By Michael Laleye @ Sunday, 20th April 2008 @ 4:58 PM

The report card for any business is its profit and loss statement and in order for the business to succeed, profit is determined by two categories, income and expenses. As all business owners know it is easier to adjust expenses than it is to increase income but for profits to show a significant rise, income should go up while expenses go down. Some businesses make the mistake when they are reducing their expenses of eliminating costs in some of the wrong areas. Typically, one of the bigg... more...

Business » Financing | By Anna Woodward @ Saturday, 5th April 2008 @ 9:06 PM

As a real estate investor, I am sure that you are well aware of the fluctuations in the rental market. However, what you may not be aware of is that there are some very simple things you can do to improve your rental properties. By taking these simple steps you can increase rental rates and demand for your property. Renters often have a variety of options of where to live, and by offering them a more attractive property option you can fetch the highest rental rate supported by high demand... more...

Business » Financing | By Dave Kauppi @ Wednesday, 2nd April 2008 @ 2:37 PM

We get to witness buyer behavior first hand in our software investment banking practice. The most important behavior is their economic vote - how much they are willing to pay for an information technology business. Many factors go into their assessment of value, but a contractually recurring revenue stream is consistently the number one value driver. Why is this so important? The first answer is risk. Buying a business is risky. Any factor that reduces this risk is rewarded with transact... more...

Business » Financing | By Eric Corl @ Thursday, 27th March 2008 @ 10:50 PM

Raising money for your invention is an important step, and one that should not be taken lightly. Accepting money from outsiders often comes with strings attached. Therefore, it is important to A) Decide the absolute lowest amount of money you can work with, and B) take not a penny more. That said, there are several potential funding sources that are worth discussing. We will begin with the most glamorized (and also least understood) source: venture capital. A venture capit... more...

Business » Financing | By Thomas Pretty @ Saturday, 22nd March 2008 @ 5:23 PM

Most businessmen will profess the advantages of possessing a business account. The reason for this is mainly because a business account makes a brilliant financial tool, perfect for those wishing to run a small business. There are so many banks out there offering differing types of business account that the choice can be laborious. It is important to get the choice right although with so much market competition many of the account on offer are similar, if not the same. For the sake of yo... more...

Business » Financing | By Scott Letourneau @ Friday, 29th February 2008 @ 8:07 AM

When you look into getting items and services for your business, the goal is to minimize your personal guarantee and avoid touching your personal credit. A personal guarantee makes you and your partners liable if the loan ever defaults. In bad cases, your personal assets could be sold off to pay for a loan. You don\'t want to do that. Let\'s look into Trade Credit and Business Financing as options for your business. Business credit is usually credit between two businesses... more...

Business » Financing | By Willie DeJarnette @ Tuesday, 26th February 2008 @ 5:57 PM

Bank of America is one of the world\'s largest financial institutions, serving individual consumers, small and middle market businesses and large corporations with a full range of banking, online banking, investing, asset management and other financial and risk-management products and services. They are a joint of the Global ATM Alliance, a attachment venture of several major international banks that allows customers of the banks to use their ATM card or check card at another bank within ... more...