Financing Articles

Business » Financing | By john mce @ Monday, 7th January 2008 @ 9:58 PM

There are many questions that regularly come up when businesses are looking to raise extra capital for expanding their businesses or manage day to day cashflow. This article looks at three commonly faced issues and provides the best possible solution. Q. My company imports garden furniture from China and India and I distribute to the UK retail and wholesale markets. I ship goods to order, have a highly seasonal business and am now approaching my busy period. I fund my business with an ... more...

Business » Financing | By derek smiley @ Wednesday, 26th December 2007 @ 4:31 PM

A small business merchant account is essentially a merchant account designed for the smaller business or individual trading online. Traditionally, it can be difficult for small businesses with limited trading history to get a merchant account. This is really a door opener for bigger and better merchant account facilities. Once you have a good record, the benefits can be really stunning. The advantages of a small business merchant account is that it will enables you and your business to ac... more...

Business » Financing | By Brett Nordin @ Monday, 24th December 2007 @ 8:40 PM

Real Estate investors are flooding back to the market, buying residential pre-foreclosures at a 20-30% discount. Single family homes are the focus of most investor portfolios and residential properties seem to get all the media attention. Naturally, investors feel more comfortable buying what they know and avoid seemingly different or more complicated products. Fortunately for savvy investors, apartment buildings don\'t get the press they deserve and common misconceptions scare main-stream ... more...

Business » Financing | By Shaun Parker @ Monday, 24th December 2007 @ 8:26 PM

When you are applying for a business bank account there is certain information that you must have with you when you first meet your account manager. You must give a representation of the type of business you are running and the business activities you will be undertaking. Also it is required to give information on where the funds came from to start your business, whether it be from yourself or a group of investors. This allows the bank to assess where your business is in terms of developm... more...

Business » Financing | By Zach Thompson @ Monday, 17th December 2007 @ 7:30 AM

Financing your business is one of the most important things you will need to do. Many new businesses fail because of poor financial management. It is critical to your business that you have a sound budget plan and keep good accounting records. When you accept payments online, it is also important to keep at least 2 payment processor options open for your customers and clients. The first thing you will need to do for your business is to establish a sound financial budget. Open a special b... more...

Business » Financing | By john mce @ Sunday, 16th December 2007 @ 6:19 AM

As with all ills, prevention is better than cure as they say, and commercial fraud is no exception. Like most crimes though, commercial fraud is viewed as something that happens to someone else. Unfortunately, the reality is it is often far closer to home than most people realise and, while ignorance may be bliss, it is also a sure fire way to leave your company wide open to abuse. Fortunately, there are plenty of telltale signs to look out for that should help to trigger thos... more...

Business » Financing | By Shaun Parker @ Friday, 7th December 2007 @ 1:35 PM

I had been running my first business for almost a year; things seemed to be going well although my bank account looked decidedly unhealthy. I was chuffed that that my business had made a year without going down the pan. It had not been easy; I was working all hours of the day, waking up at four in the morning to do the paperwork, usually concerned with my business account and correspondence from the bank\'s business advisor. Considering you have to beg and plead for the loan that th... more...

Business » Financing | By john mce @ Thursday, 6th December 2007 @ 1:22 AM

The invoice finance and asset-based lending (ABL) market has become increasingly competitive and therefore increasingly commoditised. With fierce competition among providers, facilities are arguably being sold on price as opposed to structure or quality of service. This is inevitable in a market that is becoming ever more saturated with providers, which at first glance appear to be offering broadly similar products. A quality broker will be able to provide prospective clients with clear ... more...

Business » Financing | By john mce @ Tuesday, 4th December 2007 @ 7:33 PM

When that factoring or invoice discounting offer letter hits your doormat or your e-mail account, it may seem that the answer to your cash flow worries has finally arrived. However, in a very competitive market, with more than 90 (very different) providers of receivables finance, it is more important than ever to look beyond the headline figures on your offer letter. First, before examining the detail of the offer letter, a golden rule. If you have only one offer on the table, get anoth... more...

Business » Financing | By john mce @ Wednesday, 14th November 2007 @ 10:05 PM

With 27 countries in the European Union and one of the world\'s largest trading zones on our doorstep, there\'s little wonder that more and more companies are turning to export as a means of boosting their business. Exporting however, isn\'t a step to be taken lightly and kick-starting an export initiative can be costly. The good news is that with thorough planning and the right finance partner, the rewards can be impressive. A fundamental challenge facing exporter... more...