Loans Articles

Business » Financing » Loans | By Ranju Kumar @ Friday, 28th November 2008 @ 9:26 AM

FHOGS: If you are in the market to buy your first home, you may be eligible for assistance from the NSW Government in the form of a first home buyers grant. This grant has recently been boosted by the Federal Government, making it a very attractive option for first home buyers. The First Home Owner Grant Scheme (FHOGS) is fully funded by the NSW Government and administered by the Office of State Revenue (OSR). The Scheme was established to assist first home buyers to purchase their first... more...

Business » Financing » Loans | By David Castro @ Saturday, 22nd November 2008 @ 8:20 PM

As consumers become more aware of their spending habits and cut back wherever they can, high-end retailers are feeling the pinch. The tough economic times are causing more consumers to shop at discount stores in order to get more bang for their buck. Stores like Wal-Mart and 99 Cent Only Stores flourish while other higher-end stores see a decrease in sales. Michael Ball had been experiencing success with his brand, Rock and Republic, which features designer jeans for $300 a pair. As co... more...

Business » Financing » Loans | By David Castro @ Saturday, 22nd November 2008 @ 6:14 PM

Bad credit business loan. The name itself sounds too good to be true doesn\'t it, especially in today\'s economy where banks are wary of lending to each other let alone a small business owner with a measly 740 credit score. This may sound extreme, but it is the truth. It\'s almost a catch-22, because in order to get a business loan through a bank today, you basically have to not need a business loan. In other words, to secure business financing through a bank, an applica... more...

Business » Financing » Loans | By David Castro @ Saturday, 22nd November 2008 @ 3:16 PM

Owners of businesses in all types of industries are looking for small business loans. Even Business Week online features an article focusing on the problems restaurants are facing during these times and the things they are doing to cope. \"For the past several months, restaurant owners have begun to deploy a host of cost-cutting measures and incentives to keep their tables filled and turning over,\" states the website. The problem, is getting a small business loan now may not be... more...

Business » Financing » Loans | By David Castro @ Thursday, 20th November 2008 @ 5:52 PM

Finding a bad credit business loan can be very difficult. Sometimes, small business owners will go to extremes to secure financing for their businesses, offering homes, and valuable property as collateral to compensate for a less-than-perfect credit score. But what many of these small business owners do not know is there is another way to get a bad credit business loan; a method that requires no collateral, no fixed monthly payments, and can make it possible for small business owners to ... more...

Business » Financing » Loans | By David Castro @ Thursday, 20th November 2008 @ 5:45 PM

If you\'ve been using credit cards to finance your business, chances are your credit score isn\'t excellent and you could probably still use more money for your business. Whether you\'re reading the Business Week story of James and Heather Hills, small business owners who paid 31% interest on a credit card to finance their small business, or the Entrepreneur article urging readers to \"Know the risks [they] face before [taking] the plunge into credit-card debt,\" ... more...

Business » Financing » Loans | By Tarun Jaswani @ Saturday, 25th October 2008 @ 7:10 PM

A payday loan (also called a paycheck advance or payday advance) is a small, short-term loan that is intended to cover a borrower\'s expenses until his or her next payday. Typical loans are between dollar100 and dollar500 and are due in two weeks, with interest rates of up to 400% APR. On a two-week loan, fees average dollar15 for each dollar100 lent. The loans are also sometimes referred to as cash advances, though that term can also refer to cash provided against a prearranged line of cre... more...

Business » Financing » Loans | By David Castro @ Thursday, 23rd October 2008 @ 9:24 AM

In June 2008, The National Federation of Independent Business (NFIB) released a report titled \"Small Business Problems and Priorities.\" This report has been released approximately every four years since 1982 and details \"the most pressing issues facing small-business owners, as reported by small-business owners themselves,\" states NFIB\'s website. In the most recent publication, nine out of the top ten concerns of surveyed small business owners were financial iss... more...

Business » Financing » Loans | By David Castro @ Monday, 20th October 2008 @ 10:12 PM

An increasing amount of business owners are using credit card advances to finance small business ventures, or for relief during difficult times. But there is still reason to believe that many small business owners are missing out on benefits that a credit card advance can provide, due to a certain amount of skepticism that they may have regarding the particular source of business financing. This doubt may come from a lack of knowledge about credit card advances, misinformation about cre... more...

Business » Financing » Loans | By David Castro @ Monday, 20th October 2008 @ 10:03 PM

Discovering new ways to help your business is always important as a smart business owner. There are various areas of small business that can be improved in order to strengthen a business as a whole. Marketing and advertising, customer service, image, sanitation, and employee motivation are all areas that can be individually honed to make your business work at its best. But quite often, it takes not only hard work and dedication, but adequate financing to do this. If you own a retail ... more...