Loans Articles

Business » Financing » Loans | By David Castro @ Friday, 26th September 2008 @ 7:32 AM

The new wave in small business financing doesn\'t only mean more and more opportunities for non-traditional small business lenders. It also brings an upsurge in opportunities for small business owners who would not have thought twice about such methods of financing had bank loans remained as easy to obtain as they have been in the past. Small business owners have the chance to explore alternate sources of business financing, evaluating their businesses and determining what is best f... more...

Business » Financing » Loans | By David Castro @ Sunday, 21st September 2008 @ 7:58 PM

You have plans to expand your business. You\'ve outlined everything that you want to do, and now all you need is the money to take these plans off of the paper and put them into existence. You\'ve already gone the bank route before, only to find that your credit score was not high enough, and you did not have sufficient collateral. Plus you would rather not have to deal with making fixed monthly payments. So this time you decide to seek out a merchant cash advance. After con... more...

Business » Financing » Loans | By David Castro @ Saturday, 20th September 2008 @ 10:34 PM

What is the key to small business success? Some will say it is determination, some may say adequate business financing, and others will still say it is all left up to chance. Whether or not there is a secret ingredient to the recipe for a prosperous small business, one thing is certain; everyone who goes into business for themselves does so with intentions of success. Unfortunately, ever too often, those good intentions are rendered immobile after suffering a head-on collision with the ... more...

Business » Financing » Loans | By David Castro @ Friday, 19th September 2008 @ 11:08 AM

A recent article titled \"The Frozen Economy,\" details the effects that the current state of our economy is having on Americans. Frozen - motionless, still, cold, unfriendly, frigid; there couldn\'t have been a better word choice. From the stay at home mom in Omaha, Nebraska, to the big Wall Street businesses and everyone in between, the economic downturn has affected everyone in one way or another. For small businesses in particular, a business loan in this delicate time ... more...

Business » Financing » Loans | By David Castro @ Thursday, 18th September 2008 @ 3:09 PM

Seeing the words \"bad credit\" and \"business loan\" together in today\'s economy may seem almost paradoxical. In the United States, a low credit score is like a scarlet letter, warning others of potential risks. Whether you want to purchase a car, open a cellular phone line, or even rent an apartment, your credit score helps creditors and lenders determine how risky doing business with you may be. To the disadvantage of many business owners, the banks\' pra... more...

Business » Financing » Loans | By David Castro @ Thursday, 18th September 2008 @ 10:43 AM

There could be many possible reasons why you have yet to acquire the much needed funds for your business. With such an abundance of various types of financial lenders, you may feel bombarded and overwhelmed with the options. You care for your business and only have your business\' best interest in mind, so you have prolonged business financing because you would rather make no decision than make the wrong decision. Or maybe you are on the opposite side of the spectrum, and your busi... more...

Business » Financing » Loans | By Rakesh Saxena @ Wednesday, 17th September 2008 @ 6:08 PM

It is not about regulation and de-regulation, as Washington lawmakers would like you to believe. It is also not about the inability to control derivative transactions, as self-styled experts are claiming on your television sets. In fact, if the facts are closely scrutinized, the alarm bells are all ringing the wrong jagged tune. What we are facing today is the complete lack of comprehension of the very nexus which triggered the most remarkable phase of capital accumulation following the Second W... more...

Business » Financing » Loans | By David Castro @ Wednesday, 17th September 2008 @ 1:25 PM

Retail, wholesale and service businesses account for about 70 percent of total economic activity in the United States. Based on surveys conducted by the U.S. Census Bureau, in 2006, retail and food service firms had an estimated total of over $8.6 billion in expenses, and made purchases totaling over $2.7 trillion dollars. With so many U.S. merchant businesses, and merchant business owners spending so much money every year, merchant cash advances can be very useful in the United ... more...

Business » Financing » Loans | By David Castro @ Wednesday, 17th September 2008 @ 2:14 AM

Remember high school? As soon as you set foot on the campus you were already looking forward to lunch, counting down the minutes and seconds until you would finally be able to eat and enjoy the company of your friends. You sat through Math, English and History but when the bell signifying the end of fourth period and the beginning of lunchtime finally rang, you realized you\'d forgotten your lunch money on the kitchen counter at home. So you turned to your best friend, asked if you could... more...

Business » Financing » Loans | By David Castro @ Tuesday, 16th September 2008 @ 11:07 PM

Owning a restaurant can be a fun and rewarding experience. Unlike many other businesses, as a restaurant owner you get the joy of experiencing customer satisfaction first-hand. As patrons take their seats and partake in lively conversation and good food, you are constantly reminded that your business is a success. But just like any other business, as a restaurant owner, times can arise where finances become tight, or the funds needed to take your restaurant to the next level are just not avai... more...